FINC is a self-hosted personal-finance platform built on a proper double-entry accounting ledger — fed automatically by your bank statements and brokerage confirmations, reconciled to the satang, and kept entirely on infrastructure you control.
Drops bank-statement PDFs and trade confirmations in from cloud storage and parses them automatically — file- and line-level deduped, so re-running is always safe.
Every transaction balances. Transfers net out, refunds offset their category, and the ledger reconciles against each statement's closing balance.
FIFO cost basis, realized & unrealized P&L, dividends, and multi-broker positions — including foreign-currency holdings tracked through a USD wallet.
Net worth, cashflow, expenses by category, credit cards, installment plans, and a full mortgage amortization — one coherent view.
No third-party finance aggregator ever sees your accounts. Your data lives in your own database, on your own deployment.
A rules engine categorizes merchants automatically and learns from your corrections, so the ledger gets tidier over time.